When it comes to choosing the right mortgage provider, Lakeview Mortgage has become a popular choice among homeowners and buyers across the U.S. With its growing reputation in the home financing space, Lakeview Mortgage is helping thousands of Americans achieve their homeownership goals.
In this comprehensive review, we’ll dive deep into everything you need to know about Lakeview Mortgage in 2025 — from its loan options and interest rates to customer service, benefits, drawbacks, and more. Whether you’re a first-time homebuyer or looking to refinance, this guide will help you determine if Lakeview Mortgage is the right choice for you.
What is Lakeview Mortgage?
Lakeview Mortgage, officially operating under Lakeview Loan Servicing, is one of the largest mortgage loan servicers in the U.S. The company is not a direct lender but partners with banks and financial institutions to offer and service home loans. Its core offerings include:
- Conventional loans
- FHA loans
- VA loans
- USDA loans
- Refinance options
Why Choose Lakeview Mortgage?
| Feature | Lakeview Mortgage Advantage |
|---|---|
| Loan Variety | Offers FHA, VA, USDA, and Conventional loans |
| Partner Network | Collaborates with trusted lenders and brokers nationwide |
| Customer Service | 24/7 online account access and support |
| Refinancing Options | Streamlined refinancing with flexible terms |
| Competitive Rates | Affordable interest rates for various credit profiles |
Lakeview Mortgage Loan Types
1. Conventional Loans
Ideal for borrowers with a solid credit score and steady income, conventional loans offered through Lakeview typically require a minimum 3% down payment.
2. FHA Loans
Backed by the Federal Housing Administration, FHA loans are perfect for first-time buyers and those with less-than-perfect credit. Lakeview Mortgage makes FHA loans accessible and manageable.
3. VA Loans
For eligible veterans, active-duty service members, and their families, Lakeview offers VA loans with zero down payment and no private mortgage insurance (PMI) requirement.
4. USDA Loans
Designed for rural and suburban homebuyers, USDA loans through Lakeview Mortgage offer no down payment and low interest rates.
5. Refinancing
Lakeview Mortgage provides both rate-and-term and cash-out refinancing options. Whether you’re looking to lower your monthly payment or tap into home equity, Lakeview has flexible refinancing solutions.
How Does Lakeview Mortgage Work?
Lakeview does not originate loans directly. Instead, it partners with lenders like NewRez and LoanCare. After you apply and receive approval from one of their lending partners, Lakeview Mortgage takes over the servicing of your loan. This means they’ll manage:
- Monthly billing
- Escrow accounts
- Tax and insurance payments
- Online account management
Interest Rates and Fees
Lakeview Mortgage does not publish set rates on its website, as these depend on:
- Credit score
- Loan type
- Loan amount
- Down payment
- Market conditions
However, customers often report competitive rates and moderate fees. To get accurate numbers, it’s best to apply through a partner lender or broker associated with Lakeview Mortgage.
Pros and Cons of Lakeview Mortgage
Pros
- Wide Loan Variety
- National Reach
- Online Management
- Reputable Partnerships
- Government-Backed Loans
Cons
- Not a Direct Lender
- Limited Rate Transparency
- Customer Service Issues (in some cases)
Lakeview Mortgage Customer Experience
Lakeview Loan Servicing handles millions of loans, making them one of the top servicing providers in the country. Borrowers benefit from:
- 24/7 access to their loan information online
- Automated payment options
- Real-time updates on escrow and tax payments
However, some customers have reported issues with communication and billing errors, especially during the loan transfer process. This is a common issue in the mortgage servicing industry and not unique to Lakeview.
How to Apply for a Lakeview Mortgage
You cannot apply directly on Lakeview Mortgage’s website. Instead, you need to apply through a lending partner such as:
External Ratings and Industry Reputation
Lakeview Loan Servicing has mixed reviews online. Many customers appreciate the wide loan variety and convenience, while some report inconsistent customer service during the transition from lender to servicer.
Despite this, Lakeview remains an approved servicer for government-backed mortgages, which speaks to its compliance and operational integrity.
You can also check the Consumer Financial Protection Bureau’s complaint database for more details about customer feedback and dispute resolution.
FAQs About Lakeview Mortgage
1. Is Lakeview Mortgage a direct lender?
No, Lakeview Mortgage is not a direct lender. It partners with third-party mortgage originators and services the loans once they are closed.
2. Can I refinance my existing mortgage with Lakeview?
Yes, Lakeview Mortgage offers refinancing options, including rate-and-term and cash-out refinancing through its partner lenders.
3. How do I make payments to Lakeview Mortgage?
Once Lakeview services your loan, you can make payments through their online portal, set up autopay, or pay by mail.
4. Does Lakeview offer VA and FHA loans?
Yes, Lakeview Mortgage services VA and FHA loans originated by their partner lenders.
5. Where can I check my loan balance with Lakeview?
You can access your account and loan balance at lakeviewloanservicing.com through their secure borrower login.
Final Verdict: Should You Use Lakeview Mortgage in 2025?
Lakeview Mortgage offers a broad range of mortgage solutions through its reliable network of partner lenders. Whether you need a government-backed loan or are exploring refinance options, Lakeview provides a stable and efficient loan servicing experience.
Their online tools, national availability, and loan variety make them a practical choice. However, borrowers should pay attention to communication during the transition period between loan origination and servicing.
If you’re comfortable working with a third-party originator and want access to flexible loan servicing, Lakeview Mortgage is worth considering.